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Tim Schafer

How to back the project if you don't have a credit card

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Hello, people who want to back our Adventure but don't have a credit card!

Kickstarter uses Amazon Payments, and they require a credit card--they can't work with Paypal or anything else besides a credit card.

BUT you can use a pre-paid credit card and that will work great.

The thing is, I don't know much about pre-paid credit cards. Like, where do you get them? Shady back alleys? And what about other countries? I need info so I'm asking you guys to share your experiences here to help out those credit-card-less people who want to get involved but can't.

One backer from the Netherlands (Hi Norbert!) shared his method with us via email. Here are the steps he gave:

1. Bought a Ukash voucher.

2. Converted it to a Ukash NEO prepaid MasterCard.

3. Used that prepaid (debit) card to back the project

.

Such a card is a (temporary/virtual) prepaid MasterCard. It works just

fine with Amazon Payments.

The Ukash NEO prepaid MasterCard I used was completely virtual: all I had to do is go out and buy a Ukash voucher; all other steps I could perform from behind my computer.

First comment: What the heck is Ukash?

Anyway, he also said that if you buy a pre-paid credit card in a store you have to fill out a bunch of personal information about yourself, but if you go the virtual route as he describes it's much faster and less of a hassle.

I feel a little weird sharing this information without first-hand knowledge, but I can't think of an easy way to test it out. If anybody else wants to verify, or share their own methods here, I'd really appreciate it!

Have you backed the DFA without a regular credit card? Tell us how!

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Hey tim,

I'm also from the Netherlands. A friend of mine used a 3v prepaid credit card(it's from visa) and after a quick research i have seen that it is also available in Germany, Ireland, The UK and even Canada.

He told me you have to pay an extra dollar just to be sure, but next to that it works just like a regular CC. Just link it to your amazon account.

Local sites are mentiond on the wiki page

http://en.wikipedia.org/wiki/3V_(payment_system)

I hope this will be helpful for someone out there

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But what if I want to back the project and don't have any money?

:down:

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Well you can live with one kidney and they are worth at least a couple of thousand dollars on the black market. So if you really want to back the project(and we all know you want to) why not go straight for the lunch.

*The above part is for satirical purpose only, i do not encaurage you to actually sell your kidney. Well, at least not before i know if i can get enough to pay for a lunch and a flight to california with that kind of money*

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But what if I want to back the project and don't have any money?
Yeah. Can we donate organs or something? Children?

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But what if I want to back the project and don't have any money?
Yeah. Can we donate organs or something? Children?
I can acquire some children to donate if they do that. I know a guy.

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oh man its so close to 3 million and this might boost it just enough to get there.

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Next time, why don't you use another platform that accepts paypal?

I've made a quick search on the Web and found this comparison, http://mail-pilot.com/blog/comparing-crowd-sourced-funding-platforms/.

As you can see, on the other sites the use of paypal is allowed and the fees are lower.

I have done some very advanced calculations and concluded that if paypal were accepted you would have [del]21.6%[/del] 21.7% more to spend on that beautiful house by the sea.

Thank you and good work on the magnificent project!

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Is a prepaid credit card the same as a gift card? I know most major banks do gift card credit cards now such as TCF so you can just go up to the teller and ask about that. That's actually how I donated my money by using that. Not sure how it works in other countries but I don't think you'll have to convert money to anything else or jump hoops.

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Next time, why don't you use another platform that accepts paypal?

As you can see, on the other sites the use of PayPal is allowed and the fees are lower.

I have done some very advanced calculations and concluded that if paypal were accepted you would have [del]21.6%[/del] 21.7% more to spend on that beautiful house by the sea.

I think that Tim said in some interview that they went with Kickstarter's Amazon Payments because it offers conditional payment at the end of the pledge. In case the pledged amount is not met, nobody is charged anything. I understand that with PayPal, the money is transferred instantly at the moment of backing and there are some costs to return it to those who did donate. So, let's imagine a scenario in which the idea did not fly, but there were 200 000 backers who gave one dollar. If it cost $0.1 to return the money per person, one would have ended up losing $20,000... Maybe not much to DF, but they would have been a bit foolhardy to take the risk when doing this as the first big player.

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Not sure if this will help anyone this close to the deadline, but if you live in Norway and don't have a credit card, it's possible to buy a pre-paid VISA card called SpendOn on Narvesen and 7-Eleven.

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To any Portuguese backers out there, remember that we have MBNET (www.mbnet.pt).

A service that will generate a temporary virtual CREDIT card for all your needs.. as long as you have money in your account :P

More info on their website!

Fast, safe and easy ;)

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I'm in Canada and I picked up a Vanilla Mastercard in a drugstore between an iTunes card and KFC giftcards. Quick and easy to setup online(instructions on the back of the card, you just need to know your name and postal code) but if you get lost just PM me and I'll try and help you figure it out :)

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Not sure if this will help anyone this close to the deadline, but if you live in Norway and don't have a credit card, it's possible to buy a pre-paid VISA card called SpendOn on Narvesen and 7-Eleven.

I also think we can use debit cards if we register them to our amazon account

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Not sure if this will help anyone this close to the deadline, but if you live in Norway and don't have a credit card, it's possible to buy a pre-paid VISA card called SpendOn on Narvesen and 7-Eleven.

I also think we can use debit cards if we register them to our amazon account

Yes, it seems you're right. I think you'll have to be over 15 to be able to use it for online transactions though.

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I know I'm about 20 minutes late but the debit card linked to Amazon account seems to work. (At least I hope it does =< )

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My Double Fine adventure failed :-(

So I checked what Ukash & Ukash Neo are, went out to get an Ukash voucher, came back, just to notice that Ukash Neo isn't available any more in Germany. It's available in most of Europe - but not in Germany.

They don't even mention it anywhere - their german site still advertises Ukash Neo in both News and FAQ sections. The only hint about this is that when you go ahead to actually order Ukash Neo there's no Germany in the country list.

Any ideas what to do with the Ukash voucher (other than selling it for ~ 85% of its original value)? I've checked their partner websites, none of them offers anything interesting for me (I've checked those which seem to do - none of them seem to accept Ukash).

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Did you pledge anything? Because I think if you did, you should still be able switch to another credit card (or similar) on Amazon within a certain time frame, and still be able to back the project. I'm not entirely sure though.

EDIT: Just noticed this other thread where this is being discussed. Someone there's saying you have a week to sort things out if you backed the project.

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Nope, I couldn't back the project because I was unable to convert the voucher to a credit cart in the first place. It's not about having a credit card without money on it, it's about not having a credit card at all.

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I only found out backing/kickstarter a day after the event.

I know i'm late (and don't have that much $$) but is there any way i could still back the project (with my humble $$)?

(Tim- i hope you are seeing firsthand what your Grim Fandango did to me/us....)

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Next time, why don't you use another platform that accepts paypal?

If you read all the reports of how Paypal likes to screw people by closing accounts when (yes I'm serious) too much money comes in too fast , you might rethink that. They have a sad track record with that. Especially indy software bundles have had this sting them several times.

Read it up. Paypal is quite evil, I'm happy they didn't use it.

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So according to the silence in this forum about this subject matter, I guess it's safe to assume that there is no way for me to, say, back Jane Jensen's Moebius game at all. Got no credit card. I'm just a measly lil' european cheap-o-debit card user :).

Any support through Paypal is bad because paypal is so darn evil. ;)

Well, what can I say. It's not like a real choice. I'm not going to get a credit card just to back things through kickstarter, these cards cost fees, too.

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So according to the silence in this forum about this subject matter, I guess it's safe to assume that there is no way for me to, say, back Jane Jensen's Moebius game at all. Got no credit card.

On the contrary; a pre-paid debit card is exactly what you can use.

What country are you from, then we can point you to website(s) that you could use to get such a card.

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